Renewal Negotiations

We have a strong history of providing successful renewals to clients through negotiations. We uniquely have access to carriers underwriting factors through our proprietary underwriting technology, Cure Underwriting. We run renewals through our this tool to determine fair prices based on claims and demographic factors. It easily allows us to benchmark against carrier renewals to ensure we don’t miss potential savings for our clients

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ACA Compliance

We help our employers maintain compliance through assistance with 1095’s ( production assistance and payment for production), assistance with PCORI fee filing, and compliance updates.

FLEX, HRA, HSA Administration

FH Insurance provides Flex, HSA and HRA administration at no cost to our employers. We partner with integrated vendors to ensure compliance including non discrimination testing.  Our online enrollment system, Employee Navigator, integrates directly with […]

COBRA Administration

FH Insurance provides COBRA administration at no cost to our employers. We partner with various vendors and integrated partners to ensure compliant COBRA administration.  Our online enrollment system, Employee Navigator, integrates directly with various COBRA […]