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ACA Compliance
We help our employers maintain compliance through assistance with 1095’s ( production assistance and payment for production), assistance with PCORI fee filing, and compliance updates.
Wrap Documents
We help our employers maintain compliance through assistance with 1095’s ( production assistance and payment for production), assistance with PCORI fee filing, and compliance updates.
5500 Reporting Compliance
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Open Enrollment Meeting Preparation
We believe in making the Open Enrollment (OE) process fun. We want to encourage your staff to enroll and engage in their health. So, whether Read More
On Call Employee Support for Benefits Questions & Claims Negotiations
At Open Enrollment, our team will give your employees their contact information to be the first line of defense in dealing with insurance carriers. Our Read More
Free HR Technology
As an FH Insurance client, you will have access to a benefits administration at no cost. Our team will help make Open Enrollment as simple Read More
COBRA Administration
FH Insurance provides COBRA administration at no cost to our employers. We partner with various vendors and integrated partners to ensure compliant COBRA administration. Our Read More
FLEX, HRA, HSA Administration
FH Insurance provides Flex, HSA and HRA administration at no cost to our employers. We partner with integrated vendors to ensure compliance including non discrimination Read More
Renewal Negotiations
We have a strong history of providing successful renewals to clients through negotiations. We uniquely have access to carriers underwriting factors through our proprietary underwriting Read More
Emergency Medical Transportation
Ambulance services for an emergency medical condition.
Emergency Medical Condition
An illness, injury, symptom or condition so serious that a reasonable person would seek care right away to avoid severe harm.
Deductible Payment
The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, Read More
Co-payment
A fixed amount (for example, $15) you pay for a covered health care service, usually when you receive the service. The amount can vary by Read More
Co-insurance
Your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service. Read More
Balance Billing
When a provider bills you for the difference between the provider’s charge and the allowed amount. For example, if the provider’s charge is $100 and Read More
Allowed Amount
Maximum amount on which payment is based for covered health care services. This may be called “eligible expense,” “payment allowance” or “negotiated rate.” If your Read More