Renewal Negotiations

We have a strong history of providing successful renewals to clients through negotiations. We uniquely have access to carriers underwriting factors through our proprietary underwriting technology, Cure Underwriting. We run renewals through our this tool to determine fair prices based on claims and demographic factors. It easily allows us to benchmark against carrier renewals to ensure we don’t miss potential savings for our clients

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FLEX, HRA, HSA Administration

FH Insurance provides Flex, HSA and HRA administration at no cost to our employers. We partner with integrated vendors to ensure compliance including non discrimination testing.  Our online enrollment system, Employee Navigator, integrates directly with […]

Open Enrollment Meeting Preparation

We believe in making the Open Enrollment (OE) process fun. We want to encourage your staff to enroll and engage in their health. So, whether it’s handing out goodies at your Open Enrollment meeting(s), creating and implementing contests to incentivize employee engagement or designing a wellness program to encourage healthy living throughout the year, we think the meeting itself is the perfect time for you communicate the value of your benefits and to get the goodwill you deserve for the money that you spend on benefits.

COBRA Administration

FH Insurance provides COBRA administration at no cost to our employers. We partner with various vendors and integrated partners to ensure compliant COBRA administration.  Our online enrollment system, Employee Navigator, integrates directly with various COBRA […]